Live. Pay. Build. Together.
01
Set up your household.
Create your home and invite your roommates. Everyone joins and confirms they’re in — your shared space is ready in minutes.
Get started
Create a household
Start fresh and invite roommates
Join a household
Use a code from your roommate
02
Submit & approve bills together.
Log shared expenses as they happen. Everyone sees each bill and signs off before it hits the ledger — no month-end surprises.
Acknowledgments
1/3
N
Nate
Accepted
M
Maya
Pending
J
Jordan
Pending
03
Settle up at month’s end.
One clean number tells everyone exactly who owes what. Pay however your house already pays, then mark it settled.
How do you want to pay?
Venmo
Cash App
Cash
04
Build your Record.
Every month you approve and settle on time, your record grows — a verified history that travels with you.
Built for any living situation.
Roommates
Split rent, utilities and groceries without the constant back-and-forth of payments requests.
Couples
Keep shared money clear and calm, with a transparent ledger you both agree on.
Besties
Front the bill and stay friends. Everyone sees it, approves it, and settles up fair and square.
2026
Reliable
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
On time
Carried
On-time streak
7 months
20
bills
$3.6K
fronted
A credit check can’t tell the full story.
Every month you approve bills and settle on time, every bill you front, your record grows. Month after month, it becomes a history of what it’s actually like to live with you.
When it matters, share it.
In case you have questions.
Does everyone in my household need to sign up?
Yes — the whole point is coordinating shared expenses and settling together, so everyone who splits bills joins. Think of it like a group chat: it only works when the whole group is in it. Joining is free and takes under two minutes.
Do I need to connect my bank account?
No. Cohabity handles the coordination — tracking expenses, getting everyone’s approval, and calculating who owes what. When it’s time to settle, pay however your house already does (Venmo, Zelle, cash), then mark it complete.
How is this different from Splitwise?
Most apps track expenses after they happen. Cohabity focuses on agreement first — before a bill hits the ledger, everyone sees and approves it. It’s coordination, not just tracking, and it builds a record over time.
Build a reputation that travels with you
Track shared bills together and create a portable record that moves with you across roommates and rentals. We're starting with early households to get it right.
